International Lodging Protector

Benefits* Level of Coverage
Trip Cancellation Up to 100% of Trip Cost+
Trip Interruption Up to 100% of Trip Cost++
Emergency Medical/Dental Coverage ($500 maximum for Emergency Dental Care) $10,000
Emergency Medical Transportation $50,000
Travel Delay $200
24-Hour Hotline Assistance Included

*Benefits are per person.

+The maximum amount of Trip Cancellation coverage is $3,000. ++The maximum amount of Trip Interruption coverage is $3,000.

International Lodging Protector is designed for guests traveling outside of the United States.

Review Period

If you’re not completely satisfied, you have at least 10 days (as determined by your state of residence) to receive a full refund of the insurance premium, provided you have not started your trip or filed a claim.

24-Hour Hotline Assistance:

Our staff of multilingual problem solvers is available 24/7 to help you solve a medical, legal or travel-related emergency.

Supplier Financial Default Coverage

Subject to your plan's terms and conditions, you are covered for the specified amount of Trip Cancellation/Interruption purchased in the event a covered supplier financially defaults as long as all these conditions are met:
You purchased a plan with Trip Cancellation/Interruption coverage within 14 days of paying your initial trip deposit.
The Financial Default occurs more than seven days after the Policy effective date.
The Financial Default results in a complete cessation of services of named supplier on the "Covered Supplier List."
You did not purchase your insurance from the defaulting airline, cruise line, tour operator or their affiliates.
A list of these covered suppliers can be found on our website at
A list of these covered suppliers can be found on our website at

Terms, conditions and exclusions apply. Please see the Certificate of Insurance/Policy for details.

Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: Oakbrook Terrace, IL), rated "A-" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A+" (Superior) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on your state of residence. Plan(s) may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of [this plan] [these plans] and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Non-insurance benefits/products are provided and serviced by AGA Service Company. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or

Please be advised: This optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required to purchase any other products/services. Unless separately licensed, travel retailer employees are not qualified/authorized to answer technical questions about coverage details or evaluate your existing coverage. Plan is intended for U.S. residents only and may not be available in all jurisdictions. Additionally:

California Residents: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as Allianz Global Assistance Insurance Agency, License # 0B01400.

Florida Residents: Emergency Evacuation benefits are limited to coverage for travel or use of accommodations for a period of no longer than 60 days, beginning on your date of departure. This limitation only applies to your Emergency Evacuation benefits.

New York Residents:The licensed producer represents the insurer for purposes of the sale. Compensation paid to the producer may depend on the policy selected, or the producer's expenses, volume of business, or profitability. The purchaser may request and obtain information about the producer's compensation, except as otherwise provided by law.

Maryland Residents: The purchase of travel insurance would make the travel insurance coverage primary to any other duplicate or similar coverage. The Commissioner may be contacted to file a complaint at: Maryland Insurance Administration, ATTN: Consumer Complaint Investigation Property/Casualty, 200 St. Paul Place, Suite 2700, Baltimore, MD 21202.

Plan may not be available in all jurisdictions.