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Our Promise to You

Our Guarantee

If you're not completely satisfied, you have 10 days (or more, depending on your state of residence) to request a refund, provided you haven't started your trip or initiated a claim. Premiums are non-refundable after this period.

Classic Plan

You’d like to believe that your trip will go as planned. But if something happens, you want to be prepared. The Classic plan offers generous protection for all your domestic and international travel. With features like comprehensive trip cancellation and primary emergency medical coverage, 24-hour travel assistance, and optional benefits to tailor the plan to your travel needs, it’s the perfect companion for your perfect vacation. This plan is affordable – no charge for covering kids under 18 when accompanied by a parent or grandparent or surprise processing fees!

Benefits Level of Coverage*
Trip Cancellation Protection

Provides reimbursement for non-refundable trip payments and deposits if a trip is cancelled for a specific covered reason.

Up to amount purchased
Trip Interruption Protection

Provides reimbursement for the unused, non-refundable portion of your trip and for the increased transportation costs is takes for you to return home or to continue your trip due to a covered reason.

Up to 150% of amount purchased
Emergency Medical Benefit

Provides reimbursement for losses due to covered medical and dental emergencies which occur during your trip

$25,000
Emergency Medical Transportation

Provides medically necessary transportation to the nearest appropriate facility. Also reimburses the covered costs of your transportation back home.

$500,000
Baggage Coverage

Provides reimbursement if your luggage is lost, damaged or stolen while you are traveling.

$1,000
Baggage Delay Coverage

Provides reimbursement for reasonable clothing, toiletries and other essential items purchased during your trip if your luggage is delayed for at least 24 hours.

$300
Travel/Trip Delay Coverage

Reimburses you for additional expenses due to a covered delay of six hours or more. Some plans may also cover lost prepaid trip expenses due to covered travel delay, depending on the product and state. Please see your insuring agreement to verify whether your insurance plan includes this coverage.

$200
Missed Connection Coverage

Provides reimbursement for covered expenses resulting from a covered delay that causes you to miss your scheduled flight or cruise.

$800
Change Fee Coverage

Provides reimbursement for fees to change the dates on your airline ticket.

$250
Frequent Traveler/Loyalty Plan Coverage

Frequent Flyer mile redeposit fee coverage.

$250
24 Hour Hotline Assistance Plus

In the event of a travel or medical emergency, multilingual representatives offer round-the-clock assistance, arrangement of medical evacuations or repatriations, and pre-trip assistance.

Included
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*Benefits are provided on a per person basis unless noted otherwise.

Trip Cancellation/Trip Interruption benefits and coverage limits are per policy

**Review the Terms & Conditions of this Coverage

Terms, conditions, and exclusions apply.

Plans may not be available to residents of all states.

Travel Insurance in Action:

"I've purchased Allianz travel insurance in the past and was always impressed by your customer service. During my last trip my laptop was stolen and Allianz very professionally and promptly helped me file a claim and reimbursed part of the loss. I am extremely impressed. I never fill out customer satisfaction questionnaires- but my experience was so great that I will recommend you highly to colleagues and friends and ALWAYS will purchase travel insurance with you. Thank you!" 

~ Julie T., Ithaca, NY

Frequently Asked Questions

Q. If I have an existing medical condition, can I still purchase insurance?
A. Yes. On select products, we offer existing medical condition coverage. In order to have your existing medical condition covered, generally the following criteria must be met:

1)You must be a US resident who is medically able to travel on the date you purchase your plan.
2) You must purchase trip cancellation coverage that covers the full cost of all your non-refundable trip arrangements.
3) Your plan must be purchased within 14 days of your original trip deposit or initial payment date unless otherwise specified in your particular plan.

Coverage limits may vary based upon your chosen plan. Please see your Certificate of Insurance/Policy for terms, conditions, and exclusions.