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Our Promise to You

Our Guarantee

If you're not completely satisfied, you have 10 days (or more, depending on your state of residence) to request a refund, provided you haven't started your trip or initiated a claim. Premiums are non-refundable after this period.

Horizon Plan

You've been looking forward to this trip for months; however, even the best-laid plans can be ruined in the blink of an eye. Protect your plans and the investment you've made in your vacation with our Horizon plan. Our Horizon plan gives you trip cancellation and interruption benefits as well as provides benefits for covered medical or dental emergencies.

Benefits Level of Coverage*
Trip Cancellation Protection

Provides reimbursement for non-refundable trip payments and deposits if a trip is cancelled for a specific covered reason.

Up to trip cost ($30,000 max.)
Trip Interruption Protection

Provides reimbursement for the unused, non-refundable portion of your trip and for the increased transportation costs is takes for you to return home or to continue your trip due to a covered reason.

Up to trip cost ($30,000 max.)
Emergency Medical Benefit

Provides reimbursement for losses due to covered medical and dental emergencies which occur during your trip

$50,000 ($500 max. dental)
Emergency Medical Transportation

Provides medically necessary transportation to the nearest appropriate facility. Also reimburses the covered costs of your transportation back home.

$1,000,000
Baggage Coverage

Provides reimbursement if your luggage is lost, damaged or stolen while you are traveling.

$1,500
Baggage Delay Coverage

Provides reimbursement for reasonable clothing, toiletries and other essential items purchased during your trip if your luggage is delayed for at least 24 hours.

$500
Travel/Trip Delay Coverage

Reimburses you for additional expenses due to a covered delay of six hours or more. Some plans may also cover lost prepaid trip expenses due to covered travel delay, depending on the product and state. Please see your insuring agreement to verify whether your insurance plan includes this coverage.

$1,000 ($200/day max.)
Missed Connection Coverage

Provides reimbursement for covered expenses resulting from a covered delay that causes you to miss your scheduled flight or cruise.

$500
Concierge

Provides you with information about your destination before you travel and can help you select restaurants, reserve golf tee times or secure tickets to local events.

Included
24-Hour Hotline Assistance

In the event of a covered travel or medical emergency, multilingual representatives offer round-the-clock assistance, whether you need emergency cash, flight information, legal assistance, a message sent home or help dealing with a medical emergency.

Included
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*Benefits are provided on a per person basis unless noted otherwise.

**Review the Terms & Conditions of this Coverage

Terms, conditions, and exclusions apply.

Plans may not be available to residents of all states.

Travel Insurance in Action:

"Allianz representatives were quick to respond to my emails and phone calls.  I received constant updates concerning my claim and received my refund check extremely quick!  Wonderful company to do business with." 

~ Bailey C.

Frequently Asked Questions

Q. How do I get another copy of my policy documents?
A. You can request an additional copy of your policy documents be sent via email by logging in to the "Manage Your Policy" tab located on upper left-hand side of the homepage.