Travel Insurance in Action:
Going to the hospital for an emergency was very
stressful. After all of that I was not
looking forward to having to deal with forms to get my refund. But, Allianz made the process of getting my
refund easy. The forms were easy to fill
out and all your personnel were very professional. I received my refund quickly and painlessly.
~ Julie R., Lake Worth, FL
Frequently Asked Questions
Won't my credit card, homeowner's policy, or medical insurance give me the coverage I need when I'm traveling?
Not necessarily. You should check these policies before you travel to assess exactly how or if you would be covered in case you have an emergency.
Credit cards and homeowner's policies. Many credit cards and homeowner's policies don't cover everything you need to protect your investment, including some types of emergencies and trip cancellation or interruption. If they do provide coverage, it's often limited, depending on the type of card you use or the coverage you have with your homeowner's policy.
Health insurance. Most health insurance plans don't provide direct payment to foreign hospitals. Many health insurance plans have a deductible and these plans may not cover the cost of emergency medical transportation.
Travel insurance can also provide you with a wide range of assistance benefits, before and during your trip. You can find out more about these benefits in the question below.