Essential Plan

Benefits* Level of Coverage
Trip Cancellation Up to 100% of Trip Cost+
Trip Interruption Up to 100% of Trip Cost++
Travel Delay $150
24-Hour Hotline Assistance Included

Product not available to residents of Washington.

*Benefits are per person

+The maximum amount of Trip Cancellation coverage is $10,000. ++The maximum amount of Trip Interruption coverage is $10,000

The Essential Plan is our most affordable plan and is good for travelers seeking trip cancellation and trip interruption coverage. It also offers travel delay coverage and 24-hour assistance services.

Our Guarantee

When you purchase a plan from Allianz Global Assistance, you have a review period determined by your state of residence, to examine coverage details. If for any reason, you wish to cancel your plan during the review period, we will refund your premium as long as you haven’t filed a claim or departed for your trip/event.

24-Hour Hotline Assistance:

Our staff of multilingual problem solvers is available 24/7 to help you solve a medical, legal or travel-related emergency

Existing Medical Conditions Coverage & Exclusion

Your plan may provide Existing Medical Conditions Coverage if you, a traveling companion or family member has an Existing Medical Condition. An Existing Medical Condition is an illness or injury that exhibited symptoms or was treated at anytime 120 days prior to purchasing your plan. Coverage for an Existing Medical Condition is subject to the terms and conditions of your plan

See the Certificate of Insurance/Policy for a complete description of coverage including exclusions, conditions, and limitations that may apply.



Insurance coverage is underwritten by BCS Insurance Company (OH, Administrative Office: Oakbrook Terrace, IL), rated "A-" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A" (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on the insured's state of residence. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.


Please be advised:Please be advised: This optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required to purchase any other products/services.


California Residents:This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as WASC Insurance Agency and our California License # is 0B01400.


Florida Residents:The benefits of the Policy providing your coverage are governed primarily by the law of a state other than Florida.


New York Residents:The licensed producer represents the insurer for purposes of the sale. Compensation paid to the producer may depend on the policy selected, or the producer�s expenses, volume of business, or profitability. The purchaser may request and obtain information about the producer�s compensation, except as otherwise provided by law.


Utah Residents:We are doing business in Utah as Allianz Global Assistance Insurance Agency.


Plan may not be available in all jurisdictions.