Tour Protection Unforeseen Reasons

Benefits* Level of Coverage
Trip Cancellation Up to 100% of Trip Cost +
Trip Interruption Up to 100% of Trip Cost ++
Emergency Medical/Dental Coverage ($500 maximum for Emergency Dental Care) $50,000
Emergency Medical Transportation $1,000,000
Baggage Coverage $1500
Baggage Delay $500
Missed Connection $500
Travel Delay $1000 ($200/DAY)
Concierge (Limited) Included
24-Hour Hotline Assistance Included

Product not available to residents of Washington.

*Benefits are per person.

+ Trip Cancellation reimburses you for 80% of your prepaid, nonrefundable expenses if you must cancel your trip for an unforeseen reason. Reimbursement is 100% for all covered reasons listed in the Certificate of Insurance/Policy. The maximum amount of Trip Cancellation coverage is $10,000.
++ Trip Interruption reimburses you for 80% of the unused, nonrefundable portion of your trip, and the increased transportation costs it takes for you to return home if you must interrupt your trip for an unforeseen reason. Reimbursement is 100% for all covered reasons listed in the Certificate of Insurance/Policy. The maximum amount of Trip Interruption coverage is $10,000.

You've been looking forward to this trip for months; however, even the best-laid plans can be ruined in the blink of an eye. Protect your plans and the investment you've made in your vacation with our Tour Protection Unforeseen Reasons plan. The Tour Protection Unforeseen Reasons plan gives you trip cancellation and interruption coverage as well as provides benefits for medical or dental emergencies.

Satisfaction Guarantee

Our travel insurance plans feature a 10-day free look. If you are not satisfied, we will refund your insurance premium if you cancel your insurance within 10 days of purchase and have not filed a claim or departed on your trip.

Pre-existing Conditions Exclusion & Waiver

Your plan may provide pre-existing conditions coverage if you, a traveling companion or family member has a pre-existing condition. A pre-existing condition is an illness or injury that exhibited symptoms or was treated for any time 120 days prior to purchasing your plan. Coverage for a pre-existing condition is excluded unless: you purchased your plan anytime up to final trip payment; you purchased trip cancellation coverage that covers the full cost of all non-refundable trip arrangements; you were a U.S. resident and medically able to travel on the day you purchased the plan; and the total cost of your trip is $50,000 per person or less. All other contract terms and conditions apply.

Supplier Financial Default Coverage

Supplier Financial Default coverage covers situations when a carrier, cruise line, tour operator or other travel entity ceases operations due to financial default. Coverage is provided when: 1.) You purchase your insurance within 14 days of initial trip payment or deposit; 2.) The financial default occurs more than seven days after the plan's effective date; and 3.) You use a travel supplier (other than the organization from which you purchased this insurance or their affiliate companies) listed as a covered supplier at the time of insurance purchase. A list of these covered suppliers can be found on our website at www.allianztravelinsurance.com.

24-Hour Hotline Assistance:

Our staff of multilingual problem solvers is available 24/7 to help you solve a medical, legal or travel-related emergency.

See the Certificate of Insurance/Policy for a complete description of coverage including exclusions, conditions, and limitations that may apply.



General Exclusions

These exclusions apply to Trip Cancellation and Trip Interruption Coverage, Change Fee Coverage and Frequent Traveler/Loyalty Plan Coverage. No coverage is provided for any loss arising directly or indirectly out of or as a result of the following: intentionally self-inflicted harm, suicide or attempted suicide by you, your traveling companion or your family member; war (whether declared or undeclared), acts of war, military duty (unless as specifically covered), civil disorder or unrest; nuclear reaction, radiation or radioactive contamination; epidemic; pollution or threat of pollutant release; any unlawful acts committed by you, family members, or traveling companions, whether they are insured or not; prohibition or regulation by any government; terrorist events (unless as specifically covered); or financial default of travel a supplier (unless as specifically covered). These exclusions apply to Emergency Medical and Dental Coverage, Baggage Coverage, Baggage Delay Coverage, Travel Delay Coverage and Missed Connection Coverage. In addition to any exclusions that apply to a particular benefit, no coverage is provided for any loss arising directly or indirectly out of or as a result of the following: intentionally self-inflicted harm, suicide or attempted suicide by you, your traveling companion or your family member; normal pregnancy (unless as specifically covered), fertility treatments, childbirth or elective abortion, other than unforeseen complications of pregnancy, of you, a traveling companion, or a family member; mental or nervous health disorders, including but not limited to: anxiety, depression, neurosis or psychosis; or physical complications related thereto of you, a traveling companion or a family member; alcohol or substance abuse or use; or conditions or physical complications related thereto of you, a traveling companion or a family member; war (whether declared or undeclared), acts of war, military duty (unless as specifically covered), civil disorder or unrest (except as provided for in travel delay); participation in professional or amateur sporting events (including training); all extreme, high risk sports including but not limited to: bodily contact sports; skydiving; hang gliding, bungee jumping, parachuting; mountain climbing or any other high altitude activities, caving, heli-skiing, extreme skiing, or any skiing outside marked trails; scuba diving (unless accompanied by a dive master and not deeper than 130 feet); operating or learning to operate any aircraft as pilot or crew; nuclear reaction, radiation or radioactive contamination; natural disasters (unless as specifically covered); terrorist events; epidemic; pollution or threat of pollutant release; any unlawful acts committed by you, family members, or traveling companions, whether they are insured or not; any expected or reasonably foreseeable events; or financial default of a travel supplier.

Insurance coverage is underwritten by BCS Insurance Company (OH, Administrative Office: Oakbrook Terrace, IL), rated "A-" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A" (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on the insured's state. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.

Please be advised: This optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required in connection with the insured's purchase of travel tickets. .

California Residents: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as WASC Insurance Agency and our California License # is 0B01400. .

Florida Residents: The benefits of the Policy providing your coverage are governed primarily by the law of a state other than Florida. .

Plan may not be available in all jurisdictions.