Trip Protection Plus

Benefits*	Level of Coverage
Trip Cancellation	Up to 100% of Trip Cost +
Trip Interruption	Up to 100% of Trip Cost +
Emergency Medical & Dental	$50,000
Emergency Medical Transportation	$1,000,000
Baggage Coverage	$1500
Baggage Delay	$500
Missed Connection	$500
Travel Delay	$1000 ($200/DAY)
Concierge (Limited)	Included
24-Hour Hotline Assistance	Included

* Benefits are per person.
+The maximum amount of Trip Cancellation coverage is $30,000. The maximum amount of Trip Interruption coverage is $30,000.

You've been looking forward to this trip for months; however, even the best-laid plans can be ruined in the blink of an eye. Protect your plans and the investment you've made in your vacation with our Trip Protection Plus plan. The Trip Protection Plus plan gives you trip cancellation and interruption coverage as well as provides benefits for medical or dental emergencies.

Satisfaction Guarantee

Our travel insurance plans feature a 10-day free look. If you are not satisfied, we will refund your insurance premium if you cancel your insurance within 10 days of purchase and have not filed a claim or departed on your trip.

Existing Medical Conditions Coverage & Exclusion

Your plan may provide Existing Medical Conditions Coverage if you, a traveling companion or family member has an Existing Medical Condition. An Existing Medical Condition is an illness or injury that exhibited symptoms or was treated at anytime 120 days prior to purchasing your plan. Coverage for an Existing Medical Condition is subject to the terms and conditions of your plan.

Supplier Financial Default Coverage

Supplier Financial Default coverage covers situations when a carrier, cruise line, tour operator or other travel entity ceases operations due to financial default. Coverage is provided when: 1.) You purchase your insurance within 14 days of initial trip payment or deposit; 2.) The financial default occurs more than seven days after the plan's effective date; and 3.) You use a travel supplier (other than the organization from which you purchased this insurance or their affiliate companies) listed as a covered supplier at the time of insurance purchase. A list of these covered suppliers can be found on our website at www.allianztravelinsurance.com.

24-Hour Hotline Assistance:

Our staff of multilingual problem solvers is available 24/7 to help you solve a medical, legal or travel-related emergency.

See the Certificate of Insurance/Policy for a complete description of coverage including exclusions, conditions, and limitations that may apply.

Insurance coverage is underwritten by BCS Insurance Company (OH, Administrative Office: Oakwood Terrace, IL), rated "A-"(Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A" (Excellent) by A.M. Best Co., under Jefferson Form No. 101-C series or 101-P series, depending on the insured's state. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.

Please be advised: This optional coverage may duplicate coverage already provided by your personal auto insurance policy, homeowner's insurance policy, personal liability insurance policy or other source of coverage. This insurance is not required in connection with the insured's purchase of travel tickets. Plan may not be available in all jurisdictions.

California Residents: This plan contains disability insurance benefits or health insurance benefits, or both, that only apply during the covered trip. You may have coverage from other sources that already provides you with these benefits. You should review your existing policies. If you have any questions about your current coverage, call your insurer or health plan. We are doing business in California as Allianz Global Assistance Insurance Agency, License # 0B01400.

Florida Residents: The benefits of the Policy providing your coverage are governed primarily by the law of a state other than Florida.

New York Residents: The licensed producer represents the insurer for purposes of the sale. Compensation paid to the producer may depend on the policy selected, or the producer's expenses, volume of business, or profitability. The purchaser may request and obtain information about the producer's compensation, except as otherwise provided by law.

Utah Residents: We are doing business in Utah as Allianz Global Assistance Insurance Agency.